How do employees continue to access HSA after they have left the company?

When an employee leaves or is terminated, they will receive a new HSA card for continued access and to manage their HSA through Rippling, for as long as their former employer continues to use Rippling services.

Rippling’s HSA accounts are managed by Liberty Bank. The employee will be responsible for a $2/month fee for maintaining the HSA accounts once the employee has left the company. To view more details of the HSA accounts, fees and interest rates, please visit

It’s advisable that the employee move to an independently managed HSA service since they won’t likely be receiving notifications from their former employer in case the relationship with Rippling changes.